Affordable Care Act/Covered California Resource Page
Affordable Insurance is a National Priority
In 2010, the federal government approved a law — the Patient Protection
and Affordable Care Act (Affordable Care Act) — to increase the
number of Americans with health insurance and cut the cost of health care.
The law is important to Californians because it provides financial assistance
to help individuals and small businesses pay for health insurance. Those
who already have affordable health insurance don't need to take any
action, unless they lose their coverage for certain reasons, such as the
loss of a job.
To help those without health insurance get covered, the Affordable Care
Act included a requirement that states either set up their own marketplace
for people to buy health insurance or have one set up by the federal government.
These marketplaces will offer one-stop shops where people can compare health
insurance plans and buy the plan that works best for them, their family
and their budget. California chose to set up its own marketplace —
Covered California™ — as its doorway to health coverage.
The law requires that most adults have health insurance or pay a fine starting in 2014.
Getting California Covered
Covered California is the easy-to-use marketplace where most Californians
can buy health coverage that cannot be denied by health insurance companies
or canceled if they are sick or have a pre-existing health condition,
such as asthma or diabetes.
Click the links below to access important information on Covered California,
and how it will affect you: